Retirement Savings Calculator

Retirement planning starts with knowing your numbers. Our calculator helps you determine how much you need to save based on your desired retirement age and monthly income needs. See if you are on track or need to adjust your savings rate.

About you â–²
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Your savings and investments â–²
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Your rates of return and more â–²
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Plan Your Retirement

Fill in the details on the left and click “Calculate Plan” to see if you are on track.

Your Wealth Projection
Savings at Retirement
$0
Projected Shortfall
$0
Age Fund Depletes
Show Year-by-Year Breakdown â–¼
Year Total Contribution Annual Return Total Return Annual Contrib/Draw Year-End Balance
Get Your Retirement Report
Download a complete PDF report with your retirement savings breakdown.
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Important Assumptions

This calculator provides estimates for illustrative purposes only and should not be considered financial advice. Results are based on the inputs provided and assume consistent rates of return and inflation, which may not reflect actual market performance.

All dollar figures are in Canadian funds (CAD). Required income amounts are expressed in today’s dollars and adjusted for inflation during retirement. This calculator rounds values to the nearest dollar.

Government benefits (CPP, OAS) and pension income should be entered in the “Additional income” field. Actual retirement needs may vary based on health, lifestyle, and other personal factors.

For personalized advice, please contact our team.

Take The First Step

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